But as with all T&Cs any complaint needs to be made to P&O, you must have exhausted yourself trying to drum up support on here, all to no avail because none of us can influence P&O, and until we are in the same situation as you, we really have no idea how we would react. You dont tell us if your insurer has agreed to refund your lost cruise days,or indeed if ABTA are taking your case up with P&O,or if you did it's far too many posts ago for many of us to remember.