Calm down; I’m just starting the facts, I never said you could t find what you are describing. All I said was a travel policy that continues primary medical coverage upon return to your country of residence is very rare-that’s a fact.
I don’t need a TA to handle insurance for me. I have used annual policies for a long time; one for travel related issues, one SOLELY for primary medical and evacuation. I know exactly what they cover, and have no surprises.