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How would Princess handle OBC on the final bill


HSBC
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Person A: $300 OBC, spent $250, therefore $50 OBC credit balance

Person B: $150 OBC, spent $250, therefore $100 outstanding

Both use the same credit card.

Would Princess only charge $50 ($100 - $50 OBC) to the credit card? 

Or would Princess charge $100 to the credit card?  Person A would forfeit the $50 non-refundable OBC.

Any solution?

Thanks!

 

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20 minutes ago, HSBC said:

Person A: $300 OBC, spent $250, therefore $50 OBC credit balance

Person B: $150 OBC, spent $250, therefore $100 outstanding

Both use the same credit card.

Would Princess only charge $50 ($100 - $50 OBC) to the credit card? 

Or would Princess charge $100 to the credit card?  Person A would forfeit the $50 non-refundable OBC.

Any solution?

Thanks!

 

$50 charge on the shared credit card. 

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I'd be surprised that two different bills would share OBC balances, like people are saying-- I'd expect each ledger to be handled independently. That the balance is ultimately being billed to the same credit card is an unrelated factor.

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Postings #5 and #6 are the correct answers to your example.

When accounts are linked, such as a married couple, each will have their own on board account and there will also be a summary account balance. You can follow the summary as many times a day as you like in the onboard account program or get print outs from passenger services. At the end of the cruise the credit card will be charged $50, $100 minus the $50 credit. Refundable or non refundable has no bearing in your example as all OBC has been used up. Using funds in the casino  or for dining does not apply as in your example you have a net debit balance. This will just result in additional charges to your account(s).

Refundable or non refundable only applies when at the end you have a net credit balance. Princess accounting system uses non refundable OBC first then refundable. 

Edited by skynight
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2 hours ago, Cuedon said:

I'd be surprised that two different bills would share OBC balances, like people are saying-- I'd expect each ledger to be handled independently. That the balance is ultimately being billed to the same credit card is an unrelated factor.

 

If two guests sharing a cabin register a single credit card (the other guest being an authorized user), then the charges and credits are netted at end of the voyage.  If the same two people register separate cards, the accounts are not combined.  Normally, guests are doing the combined thing.  It is something to consider if travelling friends are covering their own tabs and one has a lot more OBC and might not use it all up.  Why not combine the accounts and friend #2 can reimburse friend #1 personally for any of their expenses covered by friend #1's OBC.  I like to use up the OBC, but for sure never leave any non-refundable OBC unused!!

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