HSBC Posted May 16, 2022 #1 Share Posted May 16, 2022 Person A: $300 OBC, spent $250, therefore $50 OBC credit balance Person B: $150 OBC, spent $250, therefore $100 outstanding Both use the same credit card. Would Princess only charge $50 ($100 - $50 OBC) to the credit card? Or would Princess charge $100 to the credit card? Person A would forfeit the $50 non-refundable OBC. Any solution? Thanks! Link to comment Share on other sites More sharing options...
riffatsea Posted May 16, 2022 #2 Share Posted May 16, 2022 Take all money out from the casino We never leave OBC on our account 1 Link to comment Share on other sites More sharing options...
mtnesterz Posted May 16, 2022 #3 Share Posted May 16, 2022 (edited) Non-refundable? Dinner for two at Sabatini's. ($50) Edited May 16, 2022 by mtnesterz 1 Link to comment Share on other sites More sharing options...
wowzz Posted May 16, 2022 #4 Share Posted May 16, 2022 Depending on the type of OBC, if you don't spend it, you lose it ! 1 Link to comment Share on other sites More sharing options...
voljeep Posted May 16, 2022 #5 Share Posted May 16, 2022 reading is fundamental - $ 50 charged to credit card on file ... for the combined accounts 3 Link to comment Share on other sites More sharing options...
Rare startedwithamouse Posted May 16, 2022 #6 Share Posted May 16, 2022 20 minutes ago, HSBC said: Person A: $300 OBC, spent $250, therefore $50 OBC credit balance Person B: $150 OBC, spent $250, therefore $100 outstanding Both use the same credit card. Would Princess only charge $50 ($100 - $50 OBC) to the credit card? Or would Princess charge $100 to the credit card? Person A would forfeit the $50 non-refundable OBC. Any solution? Thanks! $50 charge on the shared credit card. 2 Link to comment Share on other sites More sharing options...
Coffeeluvr05 Posted May 16, 2022 #7 Share Posted May 16, 2022 So with the OPs scenario, Princess would always just lump the OBC into one bucket in the end to apply to the entire account? I've always wondered this. 1 Link to comment Share on other sites More sharing options...
Cuedon Posted May 16, 2022 #8 Share Posted May 16, 2022 I'd be surprised that two different bills would share OBC balances, like people are saying-- I'd expect each ledger to be handled independently. That the balance is ultimately being billed to the same credit card is an unrelated factor. 1 Link to comment Share on other sites More sharing options...
skynight Posted May 16, 2022 #9 Share Posted May 16, 2022 (edited) Postings #5 and #6 are the correct answers to your example. When accounts are linked, such as a married couple, each will have their own on board account and there will also be a summary account balance. You can follow the summary as many times a day as you like in the onboard account program or get print outs from passenger services. At the end of the cruise the credit card will be charged $50, $100 minus the $50 credit. Refundable or non refundable has no bearing in your example as all OBC has been used up. Using funds in the casino or for dining does not apply as in your example you have a net debit balance. This will just result in additional charges to your account(s). Refundable or non refundable only applies when at the end you have a net credit balance. Princess accounting system uses non refundable OBC first then refundable. Edited May 16, 2022 by skynight 2 Link to comment Share on other sites More sharing options...
Steelers36 Posted May 16, 2022 #10 Share Posted May 16, 2022 2 hours ago, Cuedon said: I'd be surprised that two different bills would share OBC balances, like people are saying-- I'd expect each ledger to be handled independently. That the balance is ultimately being billed to the same credit card is an unrelated factor. If two guests sharing a cabin register a single credit card (the other guest being an authorized user), then the charges and credits are netted at end of the voyage. If the same two people register separate cards, the accounts are not combined. Normally, guests are doing the combined thing. It is something to consider if travelling friends are covering their own tabs and one has a lot more OBC and might not use it all up. Why not combine the accounts and friend #2 can reimburse friend #1 personally for any of their expenses covered by friend #1's OBC. I like to use up the OBC, but for sure never leave any non-refundable OBC unused!! 1 Link to comment Share on other sites More sharing options...
HSBC Posted May 16, 2022 Author #11 Share Posted May 16, 2022 Thanks for all useful information. Link to comment Share on other sites More sharing options...
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