Son of a son of a ... Posted September 2, 2019 #26 Share Posted September 2, 2019 50 minutes ago, SouthLyonCruiser said: A great move on your part. Cruise line insurance is what is called "secondary insurance". That means that you have to file claims with your credit card and homeowners insurance before they will pay. That is why it seems so cheap compared to outside coverage. Respectfully, I don’t believe that is entirely accurate. Trip insurance will pay for what the cruise line does not reimburse. If the cruise line gives you a 75% refund, then the insurance will only pay 25%. 1 Link to comment Share on other sites More sharing options...
mafig Posted September 2, 2019 #27 Share Posted September 2, 2019 This is one thing that I have a problem with: How can you go on a cruise during hurricane season and only bring enough perscription drugs for the length of the cruise? I don't take a lot of perscription drugs, but DH does and I am "in charge" of bringing them. I always bring a few days more and if it was somewhere out of the country or somewhere during hurricane season I would certainly bring at least a weeks' more. 6 Link to comment Share on other sites More sharing options...
Rare Turtles06 Posted September 2, 2019 #28 Share Posted September 2, 2019 7 hours ago, SouthLyonCruiser said: A great move on your part. Cruise line insurance is what is called "secondary insurance". That means that you have to file claims with your credit card and homeowners insurance before they will pay. That is why it seems so cheap compared to outside coverage. We don't get our travel insurance from the cruise lines, but this sounds very weird to me. What would homeowners' insurance have to do with coverage for travel delays, trip cancellation, etc.? My pretty standard H/O policy with a major national insurer certainly doesn't cover anything remotely like that. 1 1 Link to comment Share on other sites More sharing options...
Rare graphicguy Posted September 2, 2019 #29 Share Posted September 2, 2019 16 hours ago, Tinyturtle22 said: Just my “opinion” but the statement We have been in close communication with government and local port authorities” Says to me that NCL is no longer calling the shots. This isn’t a broken down ship. This is now an evacuation. Exactly! 1 Link to comment Share on other sites More sharing options...
NLH Arizona Posted September 2, 2019 #30 Share Posted September 2, 2019 18 minutes ago, Turtles06 said: We don't get our travel insurance from the cruise lines, but this sounds very weird to me. What would homeowners' insurance have to do with coverage for travel delays, trip cancellation, etc.? My pretty standard H/O policy with a major national insurer certainly doesn't cover anything remotely like that. Will your insurance pay for any part of your expenses, since the cruise was cancelled? Link to comment Share on other sites More sharing options...
Rare Turtles06 Posted September 2, 2019 #31 Share Posted September 2, 2019 5 minutes ago, NLH Arizona said: Will your insurance pay for any part of your expenses, since the cruise was cancelled? I wasn’t on this cruise, I was just replying to the comment I quoted. Link to comment Share on other sites More sharing options...
AshleyDillo Posted September 2, 2019 #32 Share Posted September 2, 2019 20 minutes ago, NLH Arizona said: Will your insurance pay for any part of your expenses, since the cruise was cancelled? Typically for a cancellation insurance will cover a lot of expenses. For a delayed sailing that you chose to cancel on, it may not. Link to comment Share on other sites More sharing options...
NLH Arizona Posted September 2, 2019 #33 Share Posted September 2, 2019 6 minutes ago, AshleyDillo said: Typically for a cancellation insurance will cover a lot of expenses. For a delayed sailing that you chose to cancel on, it may not. So for the September first cruise, since it was cancelled, insurance should pay for a lot of their expenses...that is good to know. Link to comment Share on other sites More sharing options...
cruisinmeme Posted September 2, 2019 #34 Share Posted September 2, 2019 Well the whole picture is better than when Katrina hit New Orleans tearing out the whole port for. Year or so. Drowning most of the cars anywhere near New Orleans. No ships brought people back there. Galveston was a nightmare not too many years ago when a hurricane hit. The port wasn’t as bad but every car was flooded. This is just two places i am aware of . So that being said i am just wondering how it is people still get on a cruise ship in peak hurricane season and expect perfection. 4 1 Link to comment Share on other sites More sharing options...
Hotdog 52 Posted September 2, 2019 #35 Share Posted September 2, 2019 When are y'all scheduled to be in port at NO? Link to comment Share on other sites More sharing options...
SAS21 Posted September 2, 2019 #36 Share Posted September 2, 2019 58 minutes ago, Turtles06 said: We don't get our travel insurance from the cruise lines, but this sounds very weird to me. What would homeowners' insurance have to do with coverage for travel delays, trip cancellation, etc.? My pretty standard H/O policy with a major national insurer certainly doesn't cover anything remotely like that. I worked for a major insurer for years and homeowners would only cover any losses to personal items under the contents coverage, minus your deductible. Lost luggage and contents within it would be covered. Link to comment Share on other sites More sharing options...
AshleyDillo Posted September 2, 2019 #37 Share Posted September 2, 2019 4 minutes ago, NLH Arizona said: So for the September first cruise, since it was cancelled, insurance should pay for a lot of their expenses...that is good to know. Depends on the insurance policy. Coverage for trip cancellation under my policy begins when you purchase the policy until you begin your trip. Once you leave home it becomes a matter of a trip interruption which is a whole different type of claim. I honestly can't even tell reading my policy if it would be a covered reason for trip insurance but it's absurd to think that it wouldn't. Link to comment Share on other sites More sharing options...
Rare PhillyTravelBug Posted September 2, 2019 #38 Share Posted September 2, 2019 6 minutes ago, Hotdog 52 said: When are y'all scheduled to be in port at NO? My friend said he is scheduled to arrive tomorrow. I haven’t heard any updates since this morning. 1 Link to comment Share on other sites More sharing options...
coaster Posted September 2, 2019 #39 Share Posted September 2, 2019 (edited) Surprised the Sun isn’t terminating in Tampa. Much closer to Port Canaveral than New Orleans. Breakaway couldn’t clear the Sunshine Skyway bridge, but no issue for the Sun. Edited September 2, 2019 by coaster Link to comment Share on other sites More sharing options...
Shoppie124 Posted September 2, 2019 #40 Share Posted September 2, 2019 27 minutes ago, Hotdog 52 said: When are y'all scheduled to be in port at NO? 5am tomorrow We are currently within US waters 2 Link to comment Share on other sites More sharing options...
AshleyDillo Posted September 2, 2019 #41 Share Posted September 2, 2019 1 hour ago, Shoppie124 said: 5am tomorrow We are currently within US waters Enjoy the sail up the Mississippi..you should have cell service that entire way. 1 Link to comment Share on other sites More sharing options...
Shoppie124 Posted September 2, 2019 #42 Share Posted September 2, 2019 Just now, AshleyDillo said: Enjoy the sail up the Mississippi..you should have cell service that entire way. When does cell coverage happen?? Link to comment Share on other sites More sharing options...
AshleyDillo Posted September 2, 2019 #43 Share Posted September 2, 2019 I can't tell you for sure unfortunately. I just know we had it for an good 3 hours at least after we sailed off in NOLA. When we came back in at about 2am I noticed lights and structures along the waterway and had cell service at that point. 1 Link to comment Share on other sites More sharing options...
vettprincess Posted September 2, 2019 #44 Share Posted September 2, 2019 2 hours ago, cruisinmeme said: Well the whole picture is better than when Katrina hit New Orleans tearing out the whole port for. Year or so. Drowning most of the cars anywhere near New Orleans. No ships brought people back there. Galveston was a nightmare not too many years ago when a hurricane hit. The port wasn’t as bad but every car was flooded. This is just two places i am aware of . So that being said i am just wondering how it is people still get on a cruise ship in peak hurricane season and expect perfection. how it is people still get on a cruise ship in peak hurricane season and expect perfection. can't say the word on here but dumb dumb dumb Link to comment Share on other sites More sharing options...
SouthLyonCruiser Posted September 3, 2019 #45 Share Posted September 3, 2019 22 hours ago, Son of a son of a ... said: Respectfully, I don’t believe that is entirely accurate. Trip insurance will pay for what the cruise line does not reimburse. If the cruise line gives you a 75% refund, then the insurance will only pay 25%. Are you talking about cruise line insurance or refunds given under the normal terms of the cruise agreement? Link to comment Share on other sites More sharing options...
SouthLyonCruiser Posted September 3, 2019 #46 Share Posted September 3, 2019 15 hours ago, Turtles06 said: We don't get our travel insurance from the cruise lines, but this sounds very weird to me. What would homeowners' insurance have to do with coverage for travel delays, trip cancellation, etc.? My pretty standard H/O policy with a major national insurer certainly doesn't cover anything remotely like that. Yes, but, I believe that that is part of the terms of cruise insurance policy as some homeowners policies will cover damage to luggage, lost luggage and some other hazards of travel. Link to comment Share on other sites More sharing options...
hypercafe Posted September 3, 2019 #47 Share Posted September 3, 2019 I believe the ship is now tied up in NO. I am curious what plans NCL has made for their guests to get to their final destination. 3 Link to comment Share on other sites More sharing options...
Rahi Posted September 3, 2019 #48 Share Posted September 3, 2019 Following, I am curious to know how NCL ends up handling all of this . 1 Link to comment Share on other sites More sharing options...
BigEasyCC Posted September 3, 2019 #49 Share Posted September 3, 2019 The Breakaway is here in N.O. now and the Sun is about an hour away from docking. Link to comment Share on other sites More sharing options...
Shoppie124 Posted September 3, 2019 #50 Share Posted September 3, 2019 (edited) I’m just off the Breakaway. NCL has done the following: 1. provided free airport transfers for all guests 2. Provided chartered flights for those who needed to get back to Miami 3. Provided phones and computers so you could reschedule your own transportation Edited September 3, 2019 by Shoppie124 Auto correct 1 Link to comment Share on other sites More sharing options...
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