charlielinda Posted August 26, 2019 #1 Share Posted August 26, 2019 We are recently retired and plan on traveling quite a bit. At least two cruise and two-theee trips a year overseas and around the US. We always purchase trip insurance for our cruises. We have excellent insurance through BlueCross/BlueShield. My concern is mainly for medical and medical transport if we are visiting a country before a cruise. For example we are going to visit throughout Spain before our Fall Transatlantic. How do you handle the insurance for something like this ... by trip or for a year. Any information would be great. Link to comment Share on other sites More sharing options...
jmb4534 Posted August 26, 2019 #2 Share Posted August 26, 2019 I've always found insuremytrip dot com to be a very helpful site when choosing travel insurance policies. You enter your criteria/needs and it pulls up many different options. I think it also has policies that are not trip specific, but based on yearly travel coverages. Hope this helps! 1 Link to comment Share on other sites More sharing options...
rsail203 Posted August 26, 2019 #3 Share Posted August 26, 2019 We use Allianz Global Assistance for a yearly medical and evacuation policy. We've never had a claim, but they have good communications and seem to be available. Link to comment Share on other sites More sharing options...
Villcruise Posted August 26, 2019 #4 Share Posted August 26, 2019 34 minutes ago, charlielinda said: We are recently retired and plan on traveling quite a bit. At least two cruise and two-theee trips a year overseas and around the US. We always purchase trip insurance for our cruises. We have excellent insurance through BlueCross/BlueShield. My concern is mainly for medical and medical transport if we are visiting a country before a cruise. For example we are going to visit throughout Spain before our Fall Transatlantic. How do you handle the insurance for something like this ... by trip or for a year. Any information would be great. Travelex will sell you medical only coverage on a per trip basis if that is what you want. Price has been very reasonable for us. Link to comment Share on other sites More sharing options...
bz Posted August 26, 2019 #5 Share Posted August 26, 2019 try global hopper, medical only, much cheaper Link to comment Share on other sites More sharing options...
39august Posted August 26, 2019 #6 Share Posted August 26, 2019 Geo Blu is by Blue Cross/Blue Shield and offers a yearly medical and evacuation policy that is inexpensive. Link to comment Share on other sites More sharing options...
jelayne Posted August 26, 2019 #7 Share Posted August 26, 2019 We buy evacuation insurance through MedJet Assist . They will evacuate you if you can be moved to a facility/location of your choice. Many evacuation insurances will only move you to the nearest facility where you can be treated. That can still be thousands of miles from where you would want to be treated. Link to comment Share on other sites More sharing options...
TFree Posted August 26, 2019 #8 Share Posted August 26, 2019 (edited) A better place to get information is the "Cruise/Travel Insurance Forum under "Cruise Discussion Topics." Beyond that, though, don't rely on us fellow cruisers to recommend the best travel insurance for your particular needs; go to www.tripinsurancestore.com or www.insuremytrip.com. Both are excellent. Call them for personalized advice (as opposed to just booking something yourself through their websites. Good luck! Tom & Judy Edited August 26, 2019 by TFree Insert links Link to comment Share on other sites More sharing options...
Johnamac123 Posted August 26, 2019 #9 Share Posted August 26, 2019 . Link to comment Share on other sites More sharing options...
Rare mom says Posted August 26, 2019 #10 Share Posted August 26, 2019 Since we do multiple international trips yearly - both cruises and land- we found it cheaper to have an annual travel policy. Ours is a comprehensive one. If our trip will exceed the amount or time limits, we can purchase additional coverage from the same company to supplement. Insuremytrip or one of the others already mentioned, is a good place to start. Link to comment Share on other sites More sharing options...
RocketMan275 Posted August 26, 2019 #11 Share Posted August 26, 2019 1 hour ago, 39august said: Geo Blu is by Blue Cross/Blue Shield and offers a yearly medical and evacuation policy that is inexpensive. Works for us too. We're in our seventies and the cost for a year was only a couple of hundred. Link to comment Share on other sites More sharing options...
ECCruise Posted August 26, 2019 #12 Share Posted August 26, 2019 2 hours ago, 39august said: Geo Blu is by Blue Cross/Blue Shield and offers a yearly medical and evacuation policy that is inexpensive. This is the ticket if you travel more than once a year. Like the other post, maybe $200-250 a year. Full evacuation insurance, medical coverage, etc. Per trip insurance, from the cruise line especially will set you back alot. Huge profit center. Link to comment Share on other sites More sharing options...
Rare Turtles06 Posted August 26, 2019 #13 Share Posted August 26, 2019 There is an entire forum here on Cruise Critic devoted to travel insurance: https://boards.cruisecritic.com/forum/499-cruisetravel-insurance/ Link to comment Share on other sites More sharing options...
o-state girl Posted August 27, 2019 #14 Share Posted August 27, 2019 I bought an Allianz Global-All Trips Basic plan. It was $135 for the year and covers trips that are more than 100 miles from home. It has medical and evacuation coverage as well as other coverages such as rental car insurance, lost or delayed luggage, etc. I had to make a claim on delayed luggage, and they approved my claim within two days and mailed me a check within a week. I was very impressed. Link to comment Share on other sites More sharing options...
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