My DW and I are 70s and fully boosted.
We left home this year and traveled to Canada for 6 weeks followed by a month on the beach in Oregon. Wore masks when asked to do so. Was in close contact twice. Actually hoped to test positive and get a COR. Then flew to Iceland - rarely saw a mask there - and cruised to the US on Summit. Wore a mask when required. Have amazingly never had covid.
Definitely different for everyone and several family who have been very ill and many friends who died. Obviously like every pandemic (got into one in Australia some years ago). For some the precautions work. Others not so much.
Oh yeah, I now wash my hands often and really really try to keep my hands away from my eyes.
Have 3 14+ day cruises booked thru next May.