How to keep my kid from spending my retirement on the cruise

[Shoppie124]

Calling all parents!

 

How do you keep your kid from charging a bunch to the room? Besides tying them up in the cabin.[emoji23]

 

I want her to be able to buy things just don’t want her to spend hundreds on ice cream. She’s been to Disney and understands the power of the magic band!

 

 

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[KittyloverCA]

How old is your kid? My 13 yo was good about spending. He had a soda package, so that wasn’t an issue. He bought gelato once but actually came to the room to ask me if it was ok. Maybe just set a budget with her, review your account daily with her and cut her off if she’s not being responsible.

[Shoppie124]

She’s good about spending if it’s her money.. I once gave her my credit card, while I was pumping gas, to go get something to drink. She came back with a bottle of water and 4 fidget spinners...

 

 

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[Shoppie124]

She’s good about spending if it’s her money.. I once gave her my credit card, while I was pumping gas, to go get something to drink. She came back with a bottle of water and 4 fidget spinners...

 

 

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I should add... she’s 11.

 

 

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[yummysbakery]

You can set her up with her own account. Put whatever limit you want for her. When it's gone it's gone and she won't be able to charge anything else .

 

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[Shoppie124]

You can set her up with her own account. Put whatever limit you want for her. When it's gone it's gone and she won't be able to charge anything else .

 

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How do you do that?

 

 

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[yummysbakery]

When you check in just ask for a separate account for her. You can use cash or a Pre paid visa to fund it. Cash is good because if she doesn't use it all (lol) it will be refunded to you on the last night of the cruise. You can always add to the account as you see fit but it gives her a bit of responsibility and accountability.

 

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[outtabux]

You can also check the balances on the TV in your cabin to see what she spends everyday.

[Sauer-kraut]

Tell her she has X amount for the cruise, and that you will check every evening what her balance is. If she spends it all on the first night..... so be it. It will help teach her responsibility.

[Budget Queen]

You've got bigger problems, if telling her how much she can spend isn't something you can do with any success??

[Shoppie124]

You've got bigger problems, if telling her how much she can spend isn't something you can do with any success??

 

 

 

You are totally correct on this one! One day she’s really good and the next day she thinks I have a money tree.

 

 

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[Maniacal Cruiser]

When you checek in have NCL set up their cards so they do not have charge privileges. Done!

[sanger727]

Second the post about setting up separate accounts for the two of you and making hers cash. That gives you a good teaching opportunity about budgeting and if she runs out early she will learn a lesson.

 

 

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[Shoppie124]

Second the post about setting up separate accounts for the two of you and making hers cash. That gives you a good teaching opportunity about budgeting and if she runs out early she will learn a lesson.

 

 

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Thanks for the advice. I am definitely going to do it with cash!

 

 

 

 

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[Shoppie124]

To be clear, I don’t mind her having a couple hundred dollars to spend. I just know she could easily blow through $300 in 5 days in ice cream ( saw this firsthand at gymnastics camp). She also tends to be generous. She has been known to give kids money for lunch at school.

 

I was looking for a way to limit her spending but still allow her to spend.

 

 

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[jb456]

Pretty sure normal ice cream cones are free. At least the ncl ships I been on. There was a machine and you make your own cone. Vanilla, chocolate or mixed. She can live with that instead of the fancy ones lol

[Shoppie124]

Pretty sure normal ice cream cones are free. At least the ncl ships I been on. There was a machine and you make your own cone. Vanilla, chocolate or mixed. She can live with that instead of the fancy ones lol

 

 

 

She’s not really a fancy ice cream kid. Either fireball, strawberry or cookies and cream in a regular cone. No sprinkles or toppings

 

If they have Oreos then she can make her own cookies and cream

 

 

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[cincicruisers]

Second the post about setting up separate accounts for the two of you and making hers cash. That gives you a good teaching opportunity about budgeting and if she runs out early she will learn a lesson.

 

 

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I need to do the cash account for my husband. He is not responsible on a cruise. Can you say two new watches and other "stuff". Wouldn't that be funny when he goes to use the card and it's out of money!?!

[jb456]

Pretty sure they will have a soft served ice cream machine. My 9 year old loved it.

 

Maybe she could get cookies from the buffet to put in.

 

Enjoy your trip ;)

[Shoppie124]

I need to do the cash account for my husband. He is not responsible on a cruise. Can you say two new watches and other "stuff". Wouldn't that be funny when he goes to use the card and it's out of money!?!

 

 

 

That would be [emoji23]

 

Thankfully my husband avoids shopping like the plague

 

 

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[Shoppie124]

Pretty sure they will have a soft served ice cream machine. My 9 year old loved it.

 

Maybe she could get cookies from the buffet to put in.

 

Enjoy your trip ;)

 

 

 

Oh no a self serve ice cream station! I will never see her![emoji6]

 

 

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[Maniacal Cruiser]

The absolute best way to keep kids form spending money on the cruise is to not take them on the cruise! :)

[Shoppie124]

The absolute best way to keep kids form spending money on the cruise is to not take them on the cruise! :)

 

 

 

I want a well rounded young lady who is world savvy. Our trips are alway an adventure! Again I don’t care if she spends money, I just don’t want $1,000 bill from her.

 

 

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[esm54687]

Be warned...... the video arcade room will be your biggest concern..... you use your card to activate a game and sometimes there's a delay in the credits being applied so an impatient child (and adult) may swipe multiple times thinking the first swipe didn't process. Guest Services aren't that forgiving if you complain a $100 charge took place in the arcade (games run between $1 - $5 so it adds up)....... it may be a pain but you can also go to Guest Services daily and "recharge" her account with cash so she doesn't blow through the $400 on day one....

[ollienbertsmum]

I want a well rounded young lady who is world savvy. Our trips are alway an adventure! Again I don’t care if she spends money, I just don’t want $1,000 bill from her.

 

 

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It reminds me when my 16 yr old nephew was sharing with his uncle. He racked up a few hundred in internet charges on the first day because he hadn't logged out. Fortunately guest relations sorted it out but he was not allowed internet access for the rest of the cruise.