Flight canceled and cruise missed

[DirtyDawg]

8 hours ago, Merion_Mom said:

 

This is the OP's second post.  Her first was anticipatory of this one.  On that initial post, she was given all of this same advice:  Fly in a day early, make sure that you have trip insurance, plan for contingencies.

 

It was her choice to proceed as she did.

 

This one?

Located here: https://boards.cruisecritic.com/topic/2609774-place-to-catch-up-on-sleep-at-fll-airport-or-miami-cruise-terminally/?tab=comments#comment-56240643

 

Wow, all 6 replies were on point and dealt with the actual question asked. Perhaps the ones dealing with flying in a day early and travel insurance were so nasty the Mods removed them. 

 

[SteelMagnolia9]

3 minutes ago, DirtyDawg said:

 

 Perhaps the ones dealing with flying in a day early and travel insurance were so nasty the Mods removed them. 

 

I don’t understand why some are nasty on a board that is supposed to be helpful. It drives many away and some may be hesitant to even ask a question. If the OP is reading this, I hope your holiday is full of joy wherever you are celebrating.

 

Be the spirit of the season!

[Bloodgem]

1 hour ago, SteelMagnolia9 said:

I don’t understand why some are nasty on a board that is supposed to be helpful. It drives many away and some may be hesitant to even ask a question. If the OP is reading this, I hope your holiday is full of joy wherever you are celebrating.

 

Be the spirit of the season!

 

I agree.

I also think it's unfair when a poster gets pounced on for asking the OP a question about what they have wrote, which IMO seems to be happening more recently.

[fredflint]

19 hours ago, HBE4 said:

 

I'm in the same situation as you.  Never bought travel insurance. I figure the money I saved not buying the insurance over the past 20-25 years of traveling, I could easily miss a cruise or two and still come out ahead financially.  I also consider myself very lucking and would never try to talk anyone out of buying the insurance.

 

However, when we are young, we are indestructible.  Now that we are getting up there in years, stuff happens medically speaking.  Considering getting insurance for the next trip or at a minimum, carefully review what my credit cards cover.

Well you did save all the money you would have used to buy insurance and have that in a seperate account so you are in essence self insured right?

[HBE4]

4 hours ago, DirtyDawg said:

 

This one?

Located here: https://boards.cruisecritic.com/topic/2609774-place-to-catch-up-on-sleep-at-fll-airport-or-miami-cruise-terminally/?tab=comments#comment-56240643

 

Wow, all 6 replies were on point and dealt with the actual question asked. Perhaps the ones dealing with flying in a day early and travel insurance were so nasty the Mods removed them. 

 

 

Good point, I didn't even realize that.

 

If there was every a thread that is ripe for snarky replies, there it is!

[HBE4]

5 hours ago, SteelMagnolia9 said:

I don’t understand why some are nasty on a board that is supposed to be helpful. It drives many away and some may be hesitant to even ask a question.

 

 

Just like real life, the internet community forums attract all personalities, good and bad. Usually mostly good as it's nice to get a diverse set of opinions.  I'd think that most people enjoy posting here and sharing their knowledge with others that love cruising. Otherwise, why do it? Granted, sometime there are questions that come up & i'd be like "what the heck is that person thinking?" Of course, I'm sure I've been on the other side of that as well - as we all have - and I think people lose sight of that.

 

Also, without the ability to see a persons facial cue's or hear the tone in their voice, often times a post will get misinterpreted.  I'm a perfect example of that. I have a dry, sarcastic sense of humor that does not always translate well into the written word.  I might say something in real life that is endearing to others (at least in my own mind), but when posted & read on the internet, I sound like a Class-A jerk to people that don't know me. That' why I try to give most people the benefit of the doubt.

 

 

[S.A.M.J.R.]

5 hours ago, DirtyDawg said:

 

This one?

Located here: https://boards.cruisecritic.com/topic/2609774-place-to-catch-up-on-sleep-at-fll-airport-or-miami-cruise-terminally/?tab=comments#comment-56240643

 

Wow, all 6 replies were on point and dealt with the actual question asked. Perhaps the ones dealing with flying in a day early and travel insurance were so nasty the Mods removed them. 

 

In the OP's defense, telling them a month before the cruise that they should arrive the day/night before doesn't really help.  The plane tickets were probably already booked and changing them at that late date would be extremely expensive.   Granted, probably not as expensive as what they're facing now, but still...

[mjkacmom]

On 12/22/2018 at 2:23 PM, HBE4 said:

 

I'm in the same situation as you.  Never bought travel insurance. I figure the money I saved not buying the insurance over the past 20-25 years of traveling, I could easily miss a cruise or two and still come out ahead financially.  I also consider myself very lucking and would never try to talk anyone out of buying the insurance.

 

However, when we are young, we are indestructible.  Now that we are getting up there in years, stuff happens medically speaking.  Considering getting insurance for the next trip or at a minimum, carefully review what my credit cards cover.

As for indestructible, ds15 and I both had appendicitis last year, 6 months apart. You just never know.

[HBE4]

7 hours ago, fredflint said:

Well you did save all the money you would have used to buy insurance and have that in a seperate account so you are in essence self insured right?

 

Very true!  👍

[SRF]

FYI, based on US regulations, airlines are not responsible for missed follow-on plans.

 

https://www.transportation.gov/individuals/aviation-consumer-protection/flight-delays-cancellations

 

Is an airline required to reimburse me for expenses if it cancels my flight and I am forced to miss my cruise, honeymoon, wedding, concert, or other activity?

• No.  Airlines are not required to reimburse you for any trip costs affected by the cancelled flight, such as a prepaid hotel room, a cruise, a vacation, concert or other tickets, or lost wages.

If this happens, request they put you on another airline if necessary.   

 

Unfortunately, the higher your status with the airline the more likely they will do what is required to get you there as soon as possible.    I have mentioned before, I had flights canceled out of Orlando due to snow in the mid-Atlantic area.  I was booked out the early the next morning (very high level status), I met a family on the same flight, and they were booked out 3 DAYS later.

[BNBR]

Comes up way too often.  Travel cancelation insurance is a product for people who are bad at math. Just like slot machines are not a good retirement plan. The math is indisputable.  Simple as that. 

 

Missed your cruise, life goes on.  You aren't out anything but disappointment. 

 

 

[SargassoPirate]

On 12/22/2018 at 1:59 PM, Loonbeam said:

 

When talking to travelers, I like to point out the following.  When you choose not to obtain insurance, you are deciding to self-insure.   There's no miracle solution that allows for skipping it and still getting benefits.  That doesn't mean you need insurance for every trip, or the same level of coverage, but you have to analyze the risk factors for you when making that decision.

 

 

 

I also use the approach "failure to purchase insurance means you are self-insured and assuming the risks" and have seen the light bulb go on with folks who brag about never purchasing travel insurance.  We purchase annual travel insurance coverage that includes benefits to get you back home in case of illness or injury and you can't continue the trip - such as the thread about the couple that was put off the ship in the Bahamas on account of illness.

 

Purchase enough insurance to cover what you don't want to self-insure.

[Baron Barracuda]

Over the years we had to cancel one cruise on embarkation day for medical reasons, had one interrupted and forced to fly home because of death in family, and needed to use ship's medical facilities a few times.  We always buy travel insurance, never had a problem collecting, and are way a head of the game.   

[BNBR]

24 minutes ago, Baron Barracuda said:

Over the years we had to cancel one cruise on embarkation day for medical reasons, had one interrupted and forced to fly home because of death in family, and needed to use ship's medical facilities a few times.  We always buy travel insurance, never had a problem collecting, and are way a head of the game.   

 

Cool. I won $300 on my last cruise at the craps table. So now I'm convinced the casino is basically an ATM. 

[DirtyDawg]

17 minutes ago, BNBR said:

 

Cool. I won $300 on my last cruise at the craps table. So now I'm convinced the casino is basically an ATM. 

 

I guess Santa won't be stopping at your house tonight.

 

 

[BNBR]

16 minutes ago, DirtyDawg said:

 

I guess Santa won't be stopping at your house tonight.

 

 

 

He already did! 

[DirtyDawg]

22 minutes ago, BNBR said:

 

He already did! 

 

Good for you. I still have to play nice for a few more hours!

[BNBR]

1 minute ago, DirtyDawg said:

 

Good for you. I still have to play nice for a few more hours!

 

We are 6 hours ahead this year and the neighbor comes by dressed as Santa after dinner to drop off presents for the kids. 

[FPP777]

I work in the Ops Center for a major airline. Over the course of my 30 plus year career, I have been involved in every single "what could go wrong? Go wrong.". Flying into a port for a cruise the day of is like investing,,, previous performance is not an indicator of future results. Its a roll of the dice. We always fly in the day before and leave a few later options should something go wrong with the flight we are on. Our next cruise out of PC will be an arrival the day before around noon. Cause I know what can happen.

[BNBR]

41 minutes ago, FPP777 said:

I work in the Ops Center for a major airline. Over the course of my 30 plus year career, I have been involved in every single "what could go wrong? Go wrong.". Flying into a port for a cruise the day of is like investing,,, previous performance is not an indicator of future results. Its a roll of the dice. We always fly in the day before and leave a few later options should something go wrong with the flight we are on. Our next cruise out of PC will be an arrival the day before around noon. Cause I know what can happen.

 

Again, just bad math.  The percentage of flights delayed long enough to miss your cruise, assuming a reasonable arrival (10am or so), is insignificant.  Canceled flights are less than 1/2 of 1% as well.  

 

If someone is spending on average $150 to book a hotel and fly the day before, not counting possible extra missed work, you would save $15-$20k, at least, before you would be statistically likely to miss a cruise.  Extra days missed work, and that could double or triple.  This wouldn't be counting substantial compound interest, too. Which could again be multiples more.  Buy a lot of cruises with that money. 

 

It's just a bad gamble. It's ok if it makes people feel better, so be it, but let's at least recognize you are way better off self insuring and putting the savings away. You could pay for a heck of a lot of cruises with all the trip cancelation and day-before hotel costs that people are throwing money away on. 

[PhoenixCruiser]

Enough with the lectures please.

 

Because it works for you does not mean it works for everyone.

[FPP777]

25 minutes ago, BNBR said:

 

Again, just bad math.  The percentage of flights delayed long enough to miss your cruise, assuming a reasonable arrival (10am or so), is insignificant.  Canceled flights are less than 1/2 of 1% as well.  

 

If someone is spending on average $150 to book a hotel and fly the day before, not counting possible extra missed work, you would save $15-$20k, at least, before you would be statistically likely to miss a cruise.  Extra days missed work, and that could double or triple.  This wouldn't be counting substantial compound interest, too. Which could again be multiples more.  Buy a lot of cruises with that money. 

 

It's just a bad gamble. It's ok if it makes people feel better, so be it, but let's at least recognize you are way better off self insuring and putting the savings away. You could pay for a heck of a lot of cruises with all the trip cancelation and day-before hotel costs that people are throwing money away on. 

I look at it this way,,,, No matter how much I would save by not buying insurance or not going in the day before, you cant put a price on the suck and hassle factor of missing one.

 

And curious, you base your percentages on what data?

 

I would say for the OP, the percentage is 100.

Edited December 25, 2018 by FPP777

[BNBR]

8 minutes ago, FPP777 said:

I look at it this way,,,, No matter how much I would save by not buying insurance or not going in the day before, you cant put a price on the suck and hassle factor of missing one.

 

And curious, you base your percentages on what data?

 

I would say for the OP, the percentage is 100.

 

100% for one cruise.  Someone who wins the lotto first time playing would be 100%.  Would you empty your 401k and buy lotto tickets? 

 

Stats from bts.gov 

 

Anyways, at least you put a value on it for yourself.  Just all the "you need insurance" posts need a rebuttal in my opinion.  It's no different than gambling. The house wins. If you are ok with the math and find value in it, sure, but at least people should understand both sides. I enjoy the casino, too, but I wouldnt imply it's a good investment... 

 

By the way, you would still have the suck of missing a cruise in regards to cancelation insurance.  I would rather have $20k in the bank and just pay for another cruise... But that's me 😁

Edited December 25, 2018 by BNBR

[FPP777]

12 minutes ago, BNBR said:

 

100% for one cruise.  Someone who wins the lotto first time playing would be 100%.  Would you empty your 401k and buy lotto tickets? 

 

Stats from bts.gov 

 

Anyways, at least you put a value on it for yourself.  Just all the "you need insurance" posts need a rebuttal in my opinion.  It's no different than gambling. The house wins. If you are ok with the math and find value in it, sure, but at least people should understand both sides. I enjoy the casino, too, but I wouldnt imply it's a good investment... 

 

By the way, you would still have the suck of missing a cruise in regards to cancelation insurance.  I would rather have $20k in the bank and just pay for another cruise... But that's me 😁

The trip insurance is not the big part of it for me. Its the being there part. I have intimate details on how an airline works. Regardless of the odds or percentages, I tack a day onto my vacation and make a day of it. It eases the wife's mind as well. Nothing wrong with a good seafood dinner in PC the night before. And who doesn't want to go to Ron Jon's.

[BNBR]

2 minutes ago, FPP777 said:

The trip insurance is not the big part of it for me. Its the being there part. I have intimate details on how an airline works. Regardless of the odds or percentages, I tack a day onto my vacation and make a day of it. It eases the wife's mind as well. Nothing wrong with a good seafood dinner in PC the night before. And who doesn't want to go to Ron Jon's.

 

I'm down for an extra day of vacation. 😁