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Travel Insurance - Proof you should never leave home without it!


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18 minutes ago, livingonthebeach said:

 

I do realize he's made many mistakes in the past and I thank you for pointing that out.  It's hard to find a news article that's 100% correct these days though.  We just have to fact check ourselves if something doesn't seem right.  

And blaming carnival for saying they were handling a small break out ..which was what carnival put out the week previous to when this lady got sick...as carnival started testing the crew. I saw numbers where theh tested so many hundreds a day into the weekend. The statement was previous to the crew testing ..the site is twisting it to sound like carnival said it after the 26 crew tested positive. His time line is to make it sound different than the timeline was.

 

Still this case is alarming. 

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3 minutes ago, firefly333 said:

But my point was if he was exposed to her he should be isolating too, not run out to pick up food to photograph. Even if he was negative, stay in the cabin and isolate. This is what some on carnival boards are upset about, him not staying isolated. 

 

Carnival has been isolating pax on deck 2, that has replaced air filtration. So staying on deck 5 was curious but some said well it's just one night, but stay in the cabin. They didnt take isolation seriously.

1000% agree with you

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1 hour ago, ilovetotravel1977 said:

Dee said the second time they monitored her oxygen levels they had dropped from 90-something to 88 (I think), so they brought her oxygen, but she didn't really need it they said.

Jay explained in the next video that the pulse oximeter they brought in was brand new and the first time it registered a low oxygen level. They then brought in oxygen which she never used at all and  checked again without giving her O2 and her level was 98.    So, it was an issue the first time the pulse oximeter  was used, not her O2 levels and she said it's been normal the whole time.

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41 minutes ago, firefly333 said:

But my point was if he was exposed to her he should be isolating too, not run out to pick up food to photograph. Even if he was negative, stay in the cabin and isolate. This is what some on carnival boards are upset about, him not staying isolated. 

 

 

He didn't run out and pick up food after they realized she was showing covid symptoms.  They ordered room service once they decided she had something more than a cold.  Please, everyone who has commented here but only seen the article or read the Carnival boards, go watch their videos. Not just the first one where they announce Dee is sick, but the one after where they go into more detail.

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6 minutes ago, BND said:

He didn't run out and pick up food after they realized she was showing covid symptoms.  They ordered room service once they decided she had something more than a cold.  Please, everyone who has commented here but only seen the article or read the Carnival boards, go watch their videos. Not just the first one where they announce Dee is sick, but the one after where they go into more detail.

Ok pt taken. I watched part of one and turned it off. It still is curious above someone posts he talked them into moving down the hall on deck 5. 

 

Deck 2 is the quarantine deck for others in isolation with the better air filtration system. Why was he talking them into a different isolation cabin.

 

Idk what the poster meant, but maybe he just went out into the hall picking up food.  The person who posted it is compromised she said so worried he was out in what is a passenger deck but she is a worrier. 

 

I'm not going to try and figure out what some blogger did or didnt do. I dont follow them. 

 

I am concerned to hear you can get so deathly ill so fast during one day. I assumed you would have more time. This makes me worry.

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9 minutes ago, firefly333 said:

Ok pt taken. I watched part of one and turned it off. It still is curious above someone posts he talked them into moving down the hall on deck 5. 

 

Deck 2 is the quarantine deck for others in isolation with the better air filtration system. Why was he talking them into a different isolation cabin.

 

Idk what the poster meant, but maybe he just went out into the hall picking up food.  The person who posted it is compromised she said so worried he was out in what is a passenger deck but she is a worrier. 

 

I'm not going to try and figure out what some blogger did or didnt do. I dont follow them. 

 

I am concerned to hear you can get so deathly ill so fast during one day. I assumed you would have more time. This makes me worry.

IIRC, i believe the quarantine area for that ship is on deck 5 (part of the Havana area). 

 

I agree, very concerning how fast this all happened to her. I could of sworn i read that she started to not feel well the day prior to Belize, which would have been Roatan, and went on an excursion that day. Either way, very sad and scary situation indeed.

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1 hour ago, firefly333 said:

And blaming carnival for saying they were handling a small break out ..which was what carnival put out the week previous to when this lady got sick...as carnival started testing the crew. I saw numbers where theh tested so many hundreds a day into the weekend. The statement was previous to the crew testing ..the site is twisting it to sound like carnival said it after the 26 crew tested positive. His time line is to make it sound different than the timeline was.

 

Still this case is alarming. 

 

He does have an agenda to be sure. 

 

I heard they weren't testing vaccinated passengers out of Galveston.  If this is true, maybe she already had it when she boarded the ship -- we'll never know.  When hearing about the costs and trauma to get home after an incident like this, it would be very unwise for anyone not to have some kind of insurance or additional funds -- at least until this is somewhat under control. 

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Every think maybe it's just not a good time to cruise anywhere, no matter what your age is? Medical facilities in our own country are sometimes bad enough but to count on getting good care when out of the country no matter what insurance  you have is just to iffy right now.

 

Is a 7 day cruise really worth all this?

 

Buy a case of beer or a few bottles of wine and have a good time traveling around the  area you live in, you be surprised what's out there............

 

Cruising can wait.

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2 hours ago, BND said:

Just so you're aware, that attorney pulls info from other articles and interviews.  He's not always accurate.  For example a YTer came up positive on a cruise and he obviously didn't watch the video they posted because he came up with the "fact" that she had received oxygen from someone else's story.  She did not receive oxygen and she had a mild case.  That's one of my issues with that attorney.   While he does try to write the entire story, his fact checking leaves something to be desired.

Didn't read any articles, I took it right from the horses mouth.

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1 hour ago, firefly333 said:

And blaming carnival for saying they were handling a small break out ..which was what carnival put out the week previous to when this lady got sick...as carnival started testing the crew. I saw numbers where theh tested so many hundreds a day into the weekend. The statement was previous to the crew testing ..the site is twisting it to sound like carnival said it after the 26 crew tested positive. His time line is to make it sound different than the timeline was.

 

Still this case is alarming. 

They went to that Occidental in Cozumel, I bet that's where she contracted it.  You really are taking somewhat of a risk going ashore especially in Mexico right now, where Mask is mandated.  Makes me want to rethink Nachi.  The incubation is only 2-14 days so that's about right.  THis was a lot of travel agents, as far as first leg was concerned.

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3 hours ago, firefly333 said:

Scary to me that you can go from no symptoms to needed a ventilator the very same day. That's what worries me. I'm cruising in 3 weeks. Idk you got to deathly sick so fast. In one day from feeling ill to that afternoon needing a ventilator.

 

 

My 73 year old sister went from feeling tired one evening (she was vaccinated back in Feb), to waking up that very night with a 105 fever, and calling her daughter for help.  She doesn't remember making the call (thank goodness she did call, or she might not have made it), and doesn't remember arriving at the ER, where they quickly determined that she needed monoclonal antibodies immediately.  Covid was attacking her heart as well as her lungs (she has 15% damage to her heart still), and we really thought we might lose her.  They provided the antibodies, and put her on 100% oxygen less than 15 hours after her first symptom.  She was hospitalized for just over a week, and went home with supplemental oxygen she is still using as needed.

 

Sadly, some do get very ill very quickly.  😞

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3 hours ago, bouhunter said:

Perhaps cruising during a pandemic isn't wise at age 77.

I was thinking the same thing. And I heard an insurance specialist on the radio up here say that while my country (Canada) is under a "level 4 travel warning" (new term for me) there is no travel insurance that will cover you while on a cruise but they'll gladly take your money......fine print matters I suppose. 

 

 

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55 minutes ago, Jimbo said:

Every think maybe it's just not a good time to cruise anywhere, no matter what your age is? Medical facilities in our own country are sometimes bad enough but to count on getting good care when out of the country no matter what insurance  you have is just to iffy right now.

 

Is a 7 day cruise really worth all this?

 

Buy a case of beer or a few bottles of wine and have a good time traveling around the  area you live in, you be surprised what's out there............

 

Cruising can wait.

Well now Jimbo, I'm going to have to go ahead and agree with you on this one. That second sentence there is the reality. 

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27 minutes ago, BecciBoo said:

They went to that Occidental in Cozumel, I bet that's where she contracted it.  You really are taking somewhat of a risk going ashore especially in Mexico right now, where Mask is mandated.  Makes me want to rethink Nachi.  The incubation is only 2-14 days so that's about right.  THis was a lot of travel agents, as far as first leg was concerned.

Lol I have 700 in obc and havent planned any excursions for sept. I'm older and so have some risk and staying away from crowds as much as I can. I might not get off the ship. I'm doing drinks and pay dinners, get a couple lobster rolls for lunch. Everything I can onboard, but despite having obc I might not do any ports. I'm chicken to go into ports. More risk than I'm willing to take on. It's a shame with all that obc. 

 

I never heard of Occidental. 

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So sad to her this story of a fully vaccinated woman.  
 

It does make me nervous to go.  I am under active treatment for cancer ( not chemo but immunotherapy) but my doctor has agreed that I can go.  Our thoughts are that at least a cruise means I’ll only be around others who are vaccinated and have been recently tested.  That’s much safer then just roaming the country on a trip encountering random people. I have a note signed from him and have travel insurance.  I plan on getting a booster prior to travel now too as I am eligible.  Unfortunately the DH won’t get his booster until after per CDC guidelines.  We won’t be leaving the ship in ports of call.

 

Just a suggestion to those who are traveling or even at home.  Buy a pulse ox ( cheap on Amazon), have a thermometer and maybe a wrist BP machine.  We travel with these as well.  It takes up almost no room in the suitcase.  On a ship of course you call the medical center.  But in a hotel or at home it can give you some guidance as to when to seek medical advice.   I’m amazed at those who don’t even have a working thermometer at home.

 

Back to topic…..I wouldn’t even consider taking a cruise right now without insurance.  Our travel insurance is secondary but our primary does cover at most hospitals internationally.  I still buy travel and evac insurance.  It just makes sense.  On one of our first cruises we saw an evac off the ship for a teen who broke his hip/leg on the ship.  Bad things can happen to anyone of any age!  

 

 

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59 minutes ago, barbeyg said:

My 73 year old sister went from feeling tired one evening (she was vaccinated back in Feb), to waking up that very night with a 105 fever,

Same with my brother back in January BEFORE he could be vaccinated.  He called us and told us he really felt bad and has an ambulence on the way, the picked him up around 11:00PM and he died at 1: 47AM from a lung embolism brough on by Covid!  He was in excellent health too, 67 yrs old and rode mountain bikes all the time.

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6 hours ago, harry0 said:

Very tragic- my prayers are with me maws family. When my wife and I travel we always leave without insurance. However  I would never tell people they should not buy travel insurance - this is our personal choice and everyone has freedom to choose. After reading this story the glaring thing is not that she didn't have insurance its that she was vaccinated and still got fatally ill. 

It was also stated in an article I read, she had several underlying conditions.

 

Seriously, those, even vaccinated, that have underlying conditions, or live unhealthy lifestyles, need to look long and hard at those that are dying from breakthrough cases. The vaccine may or may not save you if you get Covid. 

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26 minutes ago, BecciBoo said:

Same with my brother back in January BEFORE he could be vaccinated.  He called us and told us he really felt bad and has an ambulence on the way, the picked him up around 11:00PM and he died at 1: 47AM from a lung embolism brough on by Covid!  He was in excellent health too, 67 yrs old and rode mountain bikes all the time.


I am so sorry. You have my condolences. So sad.

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51 minutes ago, firefly333 said:

Lol I have 700 in obc and havent planned any excursions for sept. I'm older and so have some risk and staying away from crowds as much as I can. I might not get off the ship. I'm doing drinks and pay dinners, get a couple lobster rolls for lunch. Everything I can onboard, but despite having obc I might not do any ports. I'm chicken to go into ports. More risk than I'm willing to take on. It's a shame with all that obc. 

 

I never heard of Occidental. 

Yes definately a shame with all of that on board credit, but you gotta do what you feel is safe. We went to Paradise Beach in Coz via taxi last month, masks to and from (not on the beach, hardly anyone there, only ship in port). Taxi driver let us roll windows down instead of closed up using AC, which i thought was great. Anyrhing to help minimize the risk. Servers on the beach kept their distance when taking orders, and didnt bother us but maybe 3x in the 4 hrs we were there. We felt safe, but others still may not.

 

Enjoy your cruises firefly! 

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1 hour ago, firefly333 said:

I'm chicken to go into ports. More risk than I'm willing to take on. It's a shame with all that obc.


Chicken? I believe the word you are looking for is “prudent.” Meanwhile, you can always buy a round of drinks at the bar - especially if I’m there 🙂

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6 hours ago, harry0 said:

Very tragic- my prayers are with me maws family. When my wife and I travel we always leave without insurance. However  I would never tell people they should not buy travel insurance - this is our personal choice and everyone has freedom to choose. After reading this story the glaring thing is not that she didn't have insurance its that she was vaccinated and still got fatally ill. 

There are many unknowns with this case. Yes she was vaccinated and tested positive which can happen and a very few number of breakthrough infections will be fatal. What is unknown is any other co-morbid conditions she may have had.  Also her death could have been from cardiac issues, COPD,  or something else but because she tested covid positive her death will be counted as a covid death.  Where I live there was someone who died in a motorcycle accident but they had a covid test when initially taken to ER which came back positive after death and the death was counted as a covid death. This is very sad but these types of stories only serve to scare people.

 

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Since we are talking insurance, I have a B2B coming up in Oct. to Alaska. I would like to purchase something that covers Covid. Any suggestions of ones people have purchased and liked? I have been googling around the web, and found a couple that seem reasonable, but you never know on the internet. I would rather have recommendations. Thanks

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