Jimbo Posted August 29, 2023 #102001 Share Posted August 29, 2023 34 minutes ago, Ocean Boy said: But you can't see where you are going. You can only see where you've been.🤔 You can see where you are going on some corner aft balconies that wrap around. 😁 2 Link to comment Share on other sites More sharing options...
Rare Tree_skier Posted August 29, 2023 #102002 Share Posted August 29, 2023 16 minutes ago, A&L_Ont said: World cruise?😉 = Divorce Court 9 Link to comment Share on other sites More sharing options...
Jimbo Posted August 29, 2023 #102003 Share Posted August 29, 2023 19 minutes ago, A&L_Ont said: World cruise?😉 Or Monopoly player never to return to CC. Link to comment Share on other sites More sharing options...
Rare A&L_Ont Posted August 29, 2023 #102004 Share Posted August 29, 2023 4 minutes ago, Tree_skier said: = Divorce Court Many new countries to find a new wife.😂 (kidding everyone) 9 Link to comment Share on other sites More sharing options...
George C Posted August 29, 2023 #102005 Share Posted August 29, 2023 (edited) When I was 45 (almost 30 years ago) we bought a house with 15 year mortgage at 8 percent mortgage sold it about 15 years later for about double what we paid now our house has more than doubled again . When we did our European cruise about 8 years ago we had a corner aft grand suite on brilliance, definitely think that aft cabins have the best view love looking at the wake of the ship. Our last cruise on beyond was also a corner aft sky suite. Edited August 29, 2023 by George C 7 Link to comment Share on other sites More sharing options...
Rare Tree_skier Posted August 29, 2023 #102006 Share Posted August 29, 2023 5 minutes ago, Sunshine3601 said: Is that a 30 yr or 15 yr mortgage? That's a 30 year. I could have gotten 5.5 on a 15 year but, oddly the prepayment penalty was better on the 30 year. The intent was to only have financing on it for a short period of time (3-5) years and then it wouldn't be a large mortgage. It would be less that 50% of value. I only want the note until some money I have stashed in Canada comes available. But plans are now changing. So we'll have to see how this unfolds. We may look for smaller and less expensive places with zero outside maintenance and have two homes. 5 Link to comment Share on other sites More sharing options...
Rare Tree_skier Posted August 29, 2023 #102007 Share Posted August 29, 2023 1 minute ago, A&L_Ont said: Many new countries to find a new wife.😂 (kidding everyone) On my wife's 60th birthday I told her I was going to trade her in on two 30 year olds. That went over like a zipper salesman at a button hole convention. 15 Link to comment Share on other sites More sharing options...
Rare A&L_Ont Posted August 29, 2023 #102008 Share Posted August 29, 2023 Just now, Tree_skier said: On my wife's 60th birthday I told her I was going to trade her in on two 30 year olds. That went over like a zipper salesman at a button hole convention. I mean on the upside, at least you didn’t say three 20 year olds. You could have be in permanent home monopoly jail. 8 Link to comment Share on other sites More sharing options...
Sunshine3601 Posted August 29, 2023 #102009 Share Posted August 29, 2023 26 minutes ago, Tree_skier said: That's a 30 year. I could have gotten 5.5 on a 15 year but, oddly the prepayment penalty was better on the 30 year. The intent was to only have financing on it for a short period of time (3-5) years and then it wouldn't be a large mortgage. It would be less that 50% of value. I only want the note until some money I have stashed in Canada comes available. But plans are now changing. So we'll have to see how this unfolds. We may look for smaller and less expensive places with zero outside maintenance and have two homes. 5.875% for a 30 yr fixed mortgage is amazingly low in today's market even with excellent credit and 50% down. BTW, there should Not be any prepayment penalty for a standard fixed rate mtge. Link to comment Share on other sites More sharing options...
#55worktoplay Posted August 29, 2023 #102010 Share Posted August 29, 2023 @dani negreanu I’m sorry to hear about your cousin’s news. Good thing they caught it early and she is getting surgery right away. @jagsfan I’m sorry for the loss of Cooper. 1 Link to comment Share on other sites More sharing options...
#55worktoplay Posted August 29, 2023 #102011 Share Posted August 29, 2023 36 minutes ago, singinalot said: Im actually in NYC right now! nate’s at home battening down the hatches. Unfortunately our house is in the direct path on the coastline in New Port Richey. I was supposed to fly home Wednesday but the airport is now closed until Thursday so I rescheduled my flight and extended my hotel. I hope it dismantled prior to hitting land and everyone is safe. 3 Link to comment Share on other sites More sharing options...
brookmill18 Posted August 29, 2023 #102012 Share Posted August 29, 2023 @ReneeFLL and @FromSea2ShiningSea --I've been off CC for awhile and am reading backwards on the thread so not sure if you've already spoken about Jewel, but wondering what you think of the ship. My mom may move her TA in April of 2024 from Anthem to Jewel (to help me out) but I wasn't sure what Jewel would be like for a TA if the ship is a big part of the trip. She has some mobility issues so while she will get off in the ports, she does really love just being on the ship and meeting people--she travels solo. Just curious what you think of the ship itself--I feel badly that she might switch for me so just wanted to see about Jewel, Thanks! 1 Link to comment Share on other sites More sharing options...
CrzLvr2 Posted August 29, 2023 #102013 Share Posted August 29, 2023 (edited) But you can't see where you are going. You can only see where you've been.🤔 3 hours ago, Tree_skier said: But wake views are awesome! We had an Aft Veranda for our last cruise to Bermuda on Celebrity Summit. I wholeheartedly agree with @Tree_skier Wake views are AWESOME!! I loved the mesmerizing wake and the views heading into and out of ports. I also loved the really spacious balcony. However, although my DH and I agree on most everything, he agrees with @Ocean Boy on this topic. He did not enjoy seeing where we had been vs. where we were going. We decided that the next time we’ll opt for a corner aft veranda - the best of both views. 😇 Before and after a little redecorating Sailaway from Bayonne Heading Home Returning to Bayonne. . . Edited August 29, 2023 by CrzLvr2 14 1 Link to comment Share on other sites More sharing options...
Rare bobmacliberty Posted August 29, 2023 #102014 Share Posted August 29, 2023 10 hours ago, Ocean Boy said: Geeze, I think this is my record for the most typos in one post.🙄 10 hours ago, Tree_skier said: I thought you were slipping into Italian 🙂 I just figured that it was the Kraken talking. 1 10 Link to comment Share on other sites More sharing options...
Sunshine3601 Posted August 29, 2023 #102015 Share Posted August 29, 2023 9 hours ago, singinalot said: Im actually in NYC right now! nate’s at home battening down the hatches. Unfortunately our house is in the direct path on the coastline in New Port Richey. I was supposed to fly home Wednesday but the airport is now closed until Thursday so I rescheduled my flight and extended my hotel. Best wishes for Nate and your puppy to be safe. As well as everyone else in the path of Idalia. 4 Link to comment Share on other sites More sharing options...
Rare bobmacliberty Posted August 29, 2023 #102016 Share Posted August 29, 2023 12 hours ago, Sunshine3601 said: Excellent! Your Daughter is getting a good deal with a 7.125% 30-yr fixed and the lender covering some of her closing costs. Is she part of a first time homebuyer program that offers the reduced closing costs? Yes...she's taking some sort of online education that's part of a first time buyer program. She's also putting more than 20% down, which I think also helps (or at least avoids PMI). Link to comment Share on other sites More sharing options...
Sunshine3601 Posted August 29, 2023 #102017 Share Posted August 29, 2023 3 minutes ago, bobmacliberty said: Yes...she's taking some sort of online education that's part of a first time buyer program. She's also putting more than 20% down, which I think also helps (or at least avoids PMI). Yes 20% + down does help. Avoiding MI is always the way to go but most first timers don't have the money to put that much down. The main factors involved in calculating someone's mortgage rate are Credit score, down payment amt and loan amount. I guess after working 25 years in the mortgage business is stuck with me even though I got out of it last summer. And Eric retired this summer after almost 40 yrs in the mortgage biz. Congrats to your Daughter on her new home purchase. 😃 Our Son gave up searching for a home for now. They made offers on more than a dozen homes and kept getting outbid and were getting too frustrated. 2 Link to comment Share on other sites More sharing options...
Ocean Boy Posted August 29, 2023 #102018 Share Posted August 29, 2023 3 20 Link to comment Share on other sites More sharing options...
BonTexasNY Posted August 29, 2023 #102019 Share Posted August 29, 2023 I'm so happy to see Simone Biles, still the GOAT, win her record breaking 8th U.S. National Championship. She's back on top! Continuing mortgage chat: I started working for Countrywide for a few short months until Bank of America took over. I was at a luncheon once and when one of my tablemates found out I worked for them, he lashed onto me as if I were personally responsible for the mortgage debacle. He was personally insulting to me and although Countrywide might have been to blame, I wasn't. I ignored him, turned the other way and started to chat with another tablemate totally cutting him off. To be clear, I didn't work in the mortgage department. It got very uncomfortable, and I was glad when the luncheon was finally over. His wife was a good friend of mine at the time and her face was red the whole time during his rant. She kept looking down at her plate probably hoping she (or he) would disappear. 10 Link to comment Share on other sites More sharing options...
Rare h20skibum Posted August 29, 2023 #102020 Share Posted August 29, 2023 I read a very nice article this morning, about my niece’s 16 year old son. He was crowned the International Bowhunting Organization’s World Champion in the Men’s BBO division. Although he could have competed in the younger division, there was more competition in the Men’s. He was also crowned National champion in his class for the IBO National Triple Crown in 3D shooting and another for field shooting. You may recall me mentioning that his mother won the Shoot like a Girl competition, in another organization, the last two years. With such marksmen in the family, I know where I am headed when society breaks down and we have to live off the land. 😁 14 3 Link to comment Share on other sites More sharing options...
TravelGirlinDallas Posted August 29, 2023 #102021 Share Posted August 29, 2023 Our favorite cabin is this deck 7 corner aft, which we’ve had on both Liberty & Adventure. It only sleeps 3, but that works out for us. You can see the aft as well as the side. We tried to book it again on Voyager over Thanksgiving this year, but the price was double what we paid last year at the same time. ☹️ So we ended up booking with another line. 14 Link to comment Share on other sites More sharing options...
helen haywood Posted August 29, 2023 #102022 Share Posted August 29, 2023 Idalia will be my first hurricane experience since moving to Nassau County. 🙀 We don’t live in the major evacuation zones, nor in a flood plane. So I’m not worried too much…hope it’s just wind and rain we get. What worries me is power outages. We have had one since we moved here due to lightning hitting a transformer. At first the power department said it would be back on in a four hour window. But later they changed that to “status unknown.” If we lost power at this time of year…and didn’t know how long it would be out…we’ll have to decide how long we wait before we go somewhere with power. And of course DH and I are not on the same page. DH: I am not leaving! Me: Then you’ll be staying by yourself. On a more positive note, getting the girls in carriers to the vet yesterday went much more smoothly than my overactive imagination feared. Didn’t even need gauntlets!! They are so sweet…they’ll let you put them 2/3 of the way in…then they’ll stop and you just have to gently push them the rest of the way. Minnie was silent on the five minute drive to the vet…Diana cried so on the return trip DH held Diana’s carrier on his lap and she was fine. Seems now rabies and leukemia vaccines last three years!! Minnie was so thrilled to be back home that she went around nudging everything with her tail shivering with happiness. 😸 15 Link to comment Share on other sites More sharing options...
Rare Sea Dog Posted August 29, 2023 #102023 Share Posted August 29, 2023 9 minutes ago, TravelGirlinDallas said: Our favorite cabin is this deck 7 corner aft, which we’ve had on both Liberty & Adventure. It only sleeps 3, but that works out for us. You can see the aft as well as the side. We tried to book it again on Voyager over Thanksgiving this year, but the price was double what we paid last year at the same time. ☹️ So we ended up booking with another line. What a fantastic balcony. What Cabin number is that? 1 Link to comment Share on other sites More sharing options...
dani negreanu Posted August 29, 2023 Author #102024 Share Posted August 29, 2023 13 hours ago, #55worktoplay said: I hope it dismantled prior to hitting land and everyone is safe. 4 hours ago, Sunshine3601 said: Best wishes for Nate and your puppy to be safe. As well as everyone else in the path of Idalia. + 3 to all those in Idalia's path. 11 hours ago, CrzLvr2 said: But you can't see where you are going. You can only see where you've been.🤔 He did not enjoy seeing where we had been vs. where we were going. I'm 100% with your DH. No "afts" for us. We enjoy seeing (and taking pics of) the wake from the ship. 14 hours ago, Ocean Boy said: Geeze, I think this is my record for the most typos in one post.🙄 Yet, I'm sure everyone understood you 😉 3 Link to comment Share on other sites More sharing options...
TravelGirlinDallas Posted August 29, 2023 #102025 Share Posted August 29, 2023 (edited) 8 minutes ago, Sea Dog said: What a fantastic balcony. What Cabin number is that? The best part is that it's categorized/priced the same as all of the regular balconies. There are two on each ship - one on each aft corner of deck 7. Ours have both been on the starboard side. Liberty - cabin #7408 Adventure - cabin #7388 Edited August 29, 2023 by TravelGirlinDallas 4 Link to comment Share on other sites More sharing options...
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